Most people are of course law abiding drivers, who don't exploit the speed limits and personally I think travelling at excess in a 30 limit is pure stupidity and shows a complete lack of speed awareness and disregard for safety, speed is the single thing most of us are absorbed by at the top end of the scale, but do we focus on keeping it down at the bottom rank.
If we are going to allow ourselves to power up at the top of the range, then there is no excuse for doing 36 in a 30. Where there are more people there will more chance of hitting one so reduce the incident rate by sticking to the low limits without fail. If driving is your hobby like it is mine, then you'll all have been behind one of those drivers who is doing 50 on an A road, and when they approach a 30 limit, they continue without prejudice at 50. Are they just asleep at the wheel? Who knows..
However, the investment I make in my car ensures that I have to worry less about creeping over. I've got a speed limiter and cruise control starts at 20mph. Heads up display means that when I am on a motorway I can check without looking down. Despite the level of fitted safety equipment on board like anti pedestrian and front end collision equipment, insurance is still set at the same, but it will change in an effort to motivate drivers to invest in better technology. Even having an on board dash cam is starting to set that trend.
However, that doesn't mean we all have it yet - do you live in high risk area for acquiring penalty points? Regtransfers.co.uk put the data together so you can check: